Residential Home Loan Regulations (MAS)
|First Loan||Second Loan||Third Loan|
|Loan Tenure||Up to 30 years||31-35 years||Up to 30 years||31-35 years||Up to 30 years||31-35 years|
|Age||Age used to calculate loan tenure, will be based on income-weighted|
|Up to 65||Up to 70-75||Up to 70-75||Up to 65||Up to 70-75||Up to 70-75||Up to 65||Up to 70-75||Up to 70-75|
|Minimum Cash Downpayment||5%||10%||10%||25%||25%||25%||25%||25%||25%|
|Gaurantors / Co-borrowers||All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
|Mortgage Servicing Ratio||N/A|
|Total Debt Servicing Ratio||60%|
|Stress Test Interest Rate||3.5%|
Book An Appointment and view ShowFlat for Kingsford Waterbay & get VVIP Discounts (Limited Time), Direct Developer Price, & Hardcopy E-Brochure. Guaranteed with Best Price Possible!
Sign up below and get a copy of Kingsford Waterbay Price, E-Brochure and Latest Updates!
Strictly no spam policy.